“Earth Movements” Not Covered in Typical Homeowners Insurance Policy

In homeowner's insurance, Insurance, Insurance News, Policies on March 14, 2014 at 1:32


Does your homeowners insurance protect you in the case of a rockslide? How about if a sinkhole forms under your garage? Or if that recent flash flood caused a mudslide that swept your house away? You may want to check your homeowner’s insurance coverage because chances are your policy does not cover you against these types of home damage.

The typical policy in the United States does not cover damages that are caused by “earth movements,” and it is cause of many insurance claims being denied every year. Through increased awareness, the insurance industry is hoping to minimize these occurrences and that homeowners will educate themselves on their coverage.

Read more about this and what to be aware of as the season begins to change.


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